Retirement USA is a national initiative that is working for a new retirement system that, along with Social Security, will provide universal, secure, and adequate income for future retirees. The initiative has developed 12 Principles for a New Retirement System, which provides a framework for a future system in which employers, workers, and the government would share responsibility for the retirement security for all American workers.
Get involved by signing our petition or adding your story to the Retirement USA Story Bank.
Did You Know?
1 in 2 private-sector workers do not participate in a retirement plan other than Social Security.
According to a Congressional Research Service analysis of U.S. Census Bureau data, only 43.6 percent of private-sector workers ages 25 to 64 participated in a pension, 401(k) or other retirement plan in addition to Social Security in 2008. Employers are not required to have a retirement plan. In 2008, 53.2 percent of private-sector workers in this age group were offered a retirement plan at work. Participation in a traditional pension plan is automatic, but it is a matter of choice for employees in 401(k)-type plans.