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Announcer: A secure retirement is part of the American dream, but of million of Americans that dream has been shattered.
Karen O’Quinn: I worked for corporate America for many years and after being laid off, I had to recreate myself. I like millions of people in this country have no retirement and no savings for retirement. I do not know how I am going to make it.
Announcer: Karen is...
I myself have only 401k to rely on if I were to work for the same employer until my retirement. My employer has phased out their cash balance pension plan right before I got onboard. Many other employers do the same because 401k program transfers the responsibility of retirement planning to the employees because employers could save a ton of money in a long run. So 401k has become the only source of retirement savings for...
I have been a 56 year-old, single, working mom my entire life supporting two daughters, solely. I was in an executive career with AT&T for many years as a National Account Manager for the number one retailler in the world. Along came the merger with SBC and I was promptly offered a 'package' for AT&T to downsize along with over 1500 other executives in order for AT&T's books to look solvent. Of course,...
On May 4th of this year I was able to leave the NYC Shelter system for a room at the YWCA in downtown Brooklyn. How did this occur? Well, I started collecting early Social Security retirement benefits in March of this year and I was able to move in. Prior to this, I was in the shelter system from August 2010 because my retirement income wasn't enough to get affordable housing in NYC without a job (full time or part time). My savings were...
I began working at the Hospital Center at Orange as a full time emergency room physician in 1975. The wage was somewhat lower than the nearby hospitals but the administration promised to provide pension benefits equal to 2% of the wage per year and insured by PBGC. I accepted the offer and settled down and worked with this hospital until its closure. The hospital ran into financial problems and was subsequently taken over by Cathedral...
Retirement USA is collecting personal stories about people’s fears and concerns for retirement. Washington isn’t paying attention to the retirement concerns of workers and retirees, so we need to speak out. The stories will help show lawmakers the reality of the retirement income crisis.
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