Retirement and Young Americans: Something to Think About

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Posted on October 04, 2010

When you're young, one of the last things you think about is retirement. Who wants to think about something that's 40 years down the road? Unfortunately, though, given the $6.6 trillion Retirement Income Deficit and the many inadequacies of today's do-it-yourself system, retirement is something that young people should be thinking about.

Data from the Center for Retirement Research at Boston College finds that 56 percent of Generation X households were at risk of not being able to maintain their standard of living in retirement. Additional data from the Congressional Research Service shows that the median 401(k) account balance for workers age 21-35 is only $12,000. That number isn't much better for workers age 35-44 for whom the median 401(k) account balance is a mere $18,000.

Melissa, a senior in college, never thought about retirement until she saw her parents dip into their retirement savings to help make ends meet after her father lost his job. Now, a good retirement plan is high on Melissa's list of things she wants as she searches for jobs. After graduating from college, Noah didn't follow the typical career path of entering corporate America. Instead, he chose to pursue his passion: music. Unfortunately his choice barely pays the bills and, according to Noah, saving for retirement right now just “isn't in the cards.”

These are just two of the many stories that younger Americans have to tell about retirement. What's your story? Read the stories in the Retirement USA Story Bank and give Washington a wake-up call.

Tags: Retirement Income Deficit, Retirement USA, story bank, Wake Up Washington, Young Americans

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The all-White upper pairs up nicely with the matching Boost you see down low.The NMD from the collab opts for a contrast finish as the Primeknit upper comes in a Black colorway complimented by the leather hits on both Adidas NMD For Sale the eyestay and heel tab.No release date yet, but look for the INVINCIBLE x A Ma Maniere x adidas collection to drop sometime this December. Keep it locked for official release details.New colorways of the adidas Ultra Boost Uncaged will be coming this Fall/Winter as today we bring Adidas Yeezy Boost you an official look at the sleek runner in two new options.Equipped with their traditional Primeknit uppers, this two colorways of the Ultra Boost Uncaged come in two choices of Cream/Navy and White/Black. The Cream/Navy colorway is hit with additional Navy accents on the heel counter and the elastic NMD R1 ankle. The White/Black pair comes with pops of an added pop of black on the heel counter. Both pairs are then finished off with full-length White Boost midsole and black Continental rubber outsoles.Get an official look at both pairs above and look for both to arrive at select adidas Yeezy Sneakers retailers in the coming weeks.The adidas Tubular Rise is another new model from the brand’s fall/winter 2017 lineup. Making its debut in a beige/tan colorway, the shoe is made of primeknit that’s structured by a suede midfoot cage overlay and elastic heel counter. The shoe is completed with Yeezy Boost 350 V2 a matching soft EVA outsole with contoured stability plug for extra cushioning.Retailing for a price tag of $160, look for this colorway of the adidas Tubular Rise at select adidas stores and online today. Click and bookmark our Air Jordan 32 Rosso Corsa hub page now for the shoe’s Adidas NMD R1 latest release info and up-to-the-minute updates and images. Always keep it locked to KicksOnFire for the latest in sneaker news and release dates.The adidas Ultra Boost 3.0 in Dark Burgundy is the newest colorway of the model this month and it’s perfect for the Fall season. The sneaker Adidas Eqt features a mixture of deep burdundy hues and black across its primeknit upper with a matching synthetic three stripe caging system. A matte black heel counter, white Boost midsole and a black Continental outsole completes the design altogether.Retailing for a price tag of $180, look for the adidas Ultra Adidas Yeezy Boost 350 Boost 3.0 Dark Burgundy at select adidas stores and online today. An overseas release is coming on October 1st. Click and bookmark our Air Jordan 12 Dark Grey hub page now for the shoe’s latest release info and up-to-the-minute updates and images. Always keep it locked to KicksOnFire for Yeezy Shoes the latest in sneaker news and release dates.We’ve already gotten a glimpse at what is believed to be the adidas Ultra Boost 4.0 CNY, and today we get a first look at the adidas NMD R2 CNY.The adidas NMD R2 CNY features white all throughout the mesh upper NMD R2 with contrasting red accents on the tongue branding and the branding on the heel that also includes Chinese characters. The shoe also comes with a red insole with gold Chinese characters. a full-length white Boost midsole, and translucent rubber outsole cap things off.There is no scheduled release date for Adidas Yeezy Boost 350 V2 the adidas NMD R2 CNY at the moment, but stay tuned to Kicks On Fire for updates.adidas and the University of Kansas have announced the extension of their partnership through 2031. Building on the success of the existing relationship, adidas will provide footwear, uniforms, apparel and accessories across Adidas NMD all men’s and women’s athletics for the Jayhawks in the Big 12 Conference.“Kansas has built one of the most impressive athletic programs in the country,” said Mark King, adidas North America president. “They have winning records, inspirational leaders and a culture that pushes boundaries. We share a passion to Cheap Yeezys create and innovate in everything we do.The agreement will promote the Jayhawk brand with a sharp focus on impacting the former, current and future Jayhawk. 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Garlic

When it comes to a natural home remedy for mole removal, garlic is always one of the first things that would have to be placed on the list. It contains natural enzymes that can be in charge of breaking down the pigments that might be causing moles to form. If used on moles that are flat, this can lighten the dark pigmentation immediately. It can work fast so people usually choose this method.

Get one garlic clove and mash it until it turns into paste.
Protect the area around the mole with oil or petroleum jelly because garlic has the tendency to burn the skin.
Place the garlic on the mole and leave it on overnight.
Do this for about five days until the mole falls off.

Iodine

If you think that garlic is too strong for you or you cannot stand the smell of garlic, the best thing that you can do is get iodine. Iodine is safe to use even if you have sensitive skin.

Dip a q tip into iodine and place it directly on the mole.
Do this about three times every day for a few days.
After some time, you will notice that there is a change with the mole’s appearance.
Wait a few more days and continue doing the process until the mall falls off.

Castor Oil

While it is likely that you despise castor oil when you need to ingest it, castor oil can be very helpful when you just need to place it on your skin. It can be very effective in getting rid of “skin abnormalities” such as moles, skin tags and even warts. While this will not leave scars like other home remedies, it can take months before the mole finally falls off or disappears.

Mix castor oil and a little amount of baking soda until you make a paste.
Place the paste on the surface of the mole.
Leave the paste on the mole for a few hours.
The paste will dry after a few hours.
This can be done about twice every day.

Pineapple

Pineapple is made out of a lot of enzymes that may break down the outer layers of the moles when used. This can be mixed with sea salt in order to double its effect and effectively break down the pigments causing the mole to stick together.

Mix together pineapple juice and a generous amount of sea salt.
Make sure that the sea salt is still a bit course when used on the skin.
The mixture can then be placed over the mall. Leave the mixture on for a few hours. You may also choose to leave it overnight.

Onion Juice

The main reason why onion juice can be very effective in getting rid of moles is because it is acidic. It can get rid of the various layers of the moles that might be protruding from the skin. Aside from getting rid of moles, onion juice can also even out people’s skin tone.

Get fresh onion juice and apply it on the mole using a q tip.
Leave on the skin for about half an hour then wash off with clean water.
Do this remedy about three times every day in a span of a month.

Frankincense

A lot of people are not too familiar with Frankincense but those who do know some details about it are aware that it can be a very effective home remedy to use to get rid of the moles on the skin. Frankincense works like an astringent and it can remove moles after being used diligently.

Mix olive oil with frankincense essential oil.
Place the mixture on the mole and leave it on for a few hours. If you wish to leave it on overnight, it would be up to you.
Do this about 2 – 3 times a day every week.

Honey

you might think right now that honey does not seem like an effective home remedy against moles but even though it can be edible on its own and a lot of people like its naturally sweet taste, it contains anti bacterial and various healing properties that can effectively and safely remove the moles from your skin.

Mix honey with a little bit of flaxseed oil to double the intensity of this home remedy.
Dab a little amount of honey on the mole.
Leave on the mole for a few hours. After which, wash it off with water.

Aloe Vera

The great thing about Aloe Vera is that it is not acidic at all. This may be the perfect home remedy to try especially if you are having problems with products that are too acidic for your skin. This can effectively lighten and remove the moles on your skin.

Cut a fresh Aloe Vera leaf into half and place the gel directly on the mole.
Leave the Aloe Vera gel on top of the mole for about 3 – 4 hours.
Do this about three times a day in a span of one month. Sometimes, it takes longer for the effects to take place.

Banana Peel

Unknown to a lot of people, banana peels contain a lot of enzymes that can be effective in helping moles dry up. Basically what banana peels will do is it will cause the mole to fall off over time.

Scrape the inside of the banana peel and place it directly on the mole.
Put on a bandage once the scrapings are on top of the mole.
Leave on the bandage overnight.
Do these processes until you get your desired results.

Cashew Nuts

Aside from cashew nuts being one of the favorite nuts of people, it can also be effective in getting rid of moles. Basically, cashews contain some properties that can help get rid of moles effectively.

Soak Cashew nuts in water overnight.
Once the nuts are completely soaked, grind the cashew nuts until they are in a form of a paste.
Apply the paste on the mole and leave on for a few hours.
Do this every day until you get your desired results.

These are just some of the home remedies that can be tried to effectively get rid of moles. Get rid of your moles now the natural way. http://warts.website/remove-moles-naturally-at-home-methods-that-work/