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Retirement USA is a national initiative that is working for a new retirement system that, along with Social Security, will provide universal, secure, and adequate income for future retirees. The initiative has developed 12 Principles for a New Retirement System, which provides a framework for a future system in which employers, workers, and the government would share responsibility for the retirement security for all American workers.
Get involved by signing our petition or adding your story to the Retirement USA Story Bank.
The gap between what Americans have for retirement today and what they should have is $6.6 trillion.
Visit our Story Bank to see the thoughts, concerns, and fears many individuals have about retirement.
Learn what the numbers tell us about the nation's real retirement crisis.
Retirement USA is a national initiative working for a new retirement system that, along with Social Security, will provide universal, secure, and adequate income for future retirees.
Did You Know?
28 percent is the share of pre-retirement income that Social Security benefits will replace in 2030.
An average earner who retired at 65 in 2002 received net benefits equal to 39 percent of pre-retirement income. By 2030, the replacement rate will have declined to 28 percent due to a scheduled increase in the Social Security Normal Retirement Age (NRA), higher Medicare deductions, and income taxes levied on Social Security benefits. The NRA, also referred to as the full retirement age, is the age at which a worker can receive Social Security benefits that are not reduced for early retirement.
Latest News
$6.6 Trillion Retirement Savings Shortfall Shows 401(k)'s No Replacement for Pensions
by Kenneth Thomas, Business Insider, January 25, 2013
Capping big pensions: How much is too much?
by Ed Mendel, Capitol Weekly (Sacramento, CA), April 04, 2012
Most Baby Boomers Will Work for Life
by Dave Bernard, U. S. News & World Report, October 21, 2011
Retirement at risk
by Eric Ruth, News Journal (Wilmington, DE), September 25, 2011
Share Your Story
Retirement USA is collecting personal stories about people’s fears and concerns for retirement. Washington isn’t paying attention to the retirement concerns of workers and retirees, so we need to speak out. The stories will help show lawmakers the reality of the retirement income crisis.
Tell Us Your Story
Get Involved
Learn how you can give Washington the wake-up call it needs. Use our toolkit to get started.
What do you think?
Sign Our Petition
Tell Washington to wake up to the nation’s retirement crisis.
Sign Our Petition Today!
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Sign up to receive updates about Retirement USA and “Wake Up, Washington!” Month as we work to highlight the need for a universal, secure and adequate retirement system.